By Kevin Chiu
A new mortgage website is offering homeowners and first time home buyers the opportunity to ask questions and “get truthful, unbiased and easy to understand” answers to avoid being ripped off by mortgage companies.
The concept is the brain-child of Yale Roth, a former school teacher who has been making loans for 12 years, and provides mortgage lending in all 50 U.S. states except Utah. “There are a lot of people who I talk to who are getting bad mortgage advice and or who are flatly getting ripped off by their mortgage company,” said Roth. “It’s amazing what some mortgage brokers and loan officers think they can get away with.”
The mortgage website is interactive. It allows consumers to ask questions about mortgages and the lending process and get a clear, immediate and direct response. Roth is a mortgage processor with a Masters degree in education from Temple University in Philadelphia.
IMortgageQuestions dot com is intended to help consumers cut through the clutter and navigate the process of obtaining a new home loan whether it’s refinancing or for a home purchase. The site also offers articles and videos related to the loan process, in which Roth addresses questions ranging from how to shop for a mortgage to whether it makes sense to refinance a current loan.
All of the services provided on the site are free of charge, but of course Roth wouldn’t mind starting a loan for you. “The mortgage questions and answers provided are honest and can help you save thousands of dollars by making the right mortgage decisions.”
Roth is located in Boca Baton, Florida and refers clients to a mortgage firm. “The purpose… is to provide true, no-nonsense mortgage advice to people who have mortgage questions – whether they’re first time home buyers or people who are now taking advantage of the low mortgage rates and are refinancing their existing mortgage.”
Roth has closed over 1,000 mortgages throughout his career as a lender, and has experience originating, managing and implementing day to day operations of a mortgage brokerage business.