Category: Credit

Find Out How Much House Can I Afford With my Salary

Source: Pixabay

Now that winter is almost over thousands of people will begin actively searching for a home. If you’re one of these people the first thing you want to ask yourself is, How much house can I afford with my salary This is important so that you don’t set your expectations too high and find the right… Continue reading Find Out How Much House Can I Afford With my Salary

What Will Happen with Mortgage Interest Rates in 2016

Source: Flickr

Last year Freddie Mac reported that their lowest 30 year fixed-rate mortgage rates hovered between 3.59% and 4.09%. This is the least amount that rates have moved during a calendar year since 1998. And the continuation of low rates has helped consumers, in particular first time homebuyers. With rent prices rising and mortgage payments staying… Continue reading What Will Happen with Mortgage Interest Rates in 2016

Next Real Estate Boom Not Till 2020

A boom in the majority of the nation’s real estate markets won’t develop again until at least sometime after 2020, according to the consensus of opinion of Housing Predictor analysts. The credit crunch, which was started by a fuselage of new creative financing products, including aggressive adjustable rate subprime mortgages and specially designed loans for… Continue reading Next Real Estate Boom Not Till 2020

Foreclosure Crisis – “I Wouldn’t Have Bought the House”

Barbara MacGregor and her husband are a lot like a lot of other people. They had never owned a home. Barbara would look through the newspaper occasionally dreaming about some day owning a home with her husband, but she new they couldn’t really afford one in high priced Southern California real estate. At the grocery… Continue reading Foreclosure Crisis – “I Wouldn’t Have Bought the House”

Major Real Estate Market Forecasts in 2009

Major Metropolitan Real Estate Market Forecasts The major 25 real estate metropolitan statistical areas are based on housing and population densities in the Greater Metropolitan areas, and are listed in order from the heaviest populated areas to the least concentrated in 2009. The Housing Predictor forecasts are issued annually at the beginning of the year… Continue reading Major Real Estate Market Forecasts in 2009

8 Ways to Lower Homeowners Insurance

By Lindsey Hadwin Homeowners insurance is a necessary expense, but the cost doesn’t have break the bank. If you think you’re paying too much, it’s time to re-evaluate your policy and find ways to lower your premium without sacrificing coverage. There are many simple, inexpensive, and easy ways to save money on your homeowners insurance… Continue reading 8 Ways to Lower Homeowners Insurance

Real Estate Investment Pays Off Over Years

Investment real estate has made more millionaires in America than any other form of investing, a survey by Housing Predictor shows. Millions are made in investment real estate. The majority of the wealthiest families in the Nation have made their fortunes investing in real estate. Many start out investing in simple single family homes, parlay… Continue reading Real Estate Investment Pays Off Over Years

2010 Georgia Housing Market

Home sales are sliding in Georgia and foreclosures are climbing as markets are hampered by high unemployment, despite some of the lowest mortgage rates in history. But the housing market poses the best buyers market in more than a decade for those looking to get into a home. Despite rising home sales prompted by the… Continue reading 2010 Georgia Housing Market

Navigating the New Year

By Brad Risen Economist Happy New Year! It’s 2009, the year that America will go head to head with the U.S. economy like no other since the Great Depression. So enjoy your New Year’s punch now. You’ll need it! I have never been a pessimist. I grew up thinking and being the serial optimist. But… Continue reading Navigating the New Year