Category: Credit

8 Ways to Lower Homeowners Insurance

By Lindsey Hadwin Homeowners insurance is a necessary expense, but the cost doesn’t have break the bank. If you think you’re paying too much, it’s time to re-evaluate your policy and find ways to lower your premium without sacrificing coverage. There are many simple, inexpensive, and easy ways to save money on your homeowners insurance… Continue reading 8 Ways to Lower Homeowners Insurance

HAMP Revamps Underwater Refinancing Program

By Kevin Chiu The U.S. government’s giant lenders, Freddie Mac and Fannie Mae have revamped the Home Affordable Modification Program (HAMP) to make it easier for more underwater homeowners to refinance mortgages. The government sponsored enterprises, under the direction of the Federal Housing Finance Agency detailed the changes Tuesday evening. The program is intended to… Continue reading HAMP Revamps Underwater Refinancing Program

Air Conditioning U.S. Tax Credit

Installing new energy efficient air conditioning might be more affordable than you think, especially with the U.S. government offering a tax credit as part of the Troubled Asset and Relief Program (TARP). Many people assume central air involves prohibitive costs, hassle and opt for a less attractive window unit. Others forgo air conditioning altogether, living… Continue reading Air Conditioning U.S. Tax Credit

2011 California Housing Market

Like suffering through a painful New Year’s hangover, California is slumbering through the fallout of the real estate crash after twin tax credits artificially boosted its housing market only to return to a slowdown. As the world’s sixth largest economy on its own, California isn’t exactly falling into economic ruin, but it isn’t making headway… Continue reading 2011 California Housing Market

Saving Financial Markets Fed’s Priority Not Real Estate

By Mike Colpitts Editor Taking its most aggressive action in years, the Federal Reserve is attempting to save the U.S. economy from falling into an economic depression. The infusion of $200-billion into the money markets is intended to theoretically act to help mortgage lenders, banks and other lenders from failing. The credit crunch has sent… Continue reading Saving Financial Markets Fed’s Priority Not Real Estate

Long Haul Recovery Forecast in U.S. Housing

The U.S. housing market won’t return to healthy levels of activity in the majority of the Nation’s real estate markets until at least sometime in 2009, perhaps even later, according to the latest analysis of Housing Predictor. The housing market recovery will be a long haul. A series of interest rate cuts are expected by… Continue reading Long Haul Recovery Forecast in U.S. Housing

Home Owners Trust Real Estate Agents

An over-whelming majority of U.S. home owners trust real estate agents to handle their property transactions and will use agents’ services again, a new Housing Predictor survey has found. The telephone survey of 511 homeowners scattered throughout the nation was conducted during the first two weeks of December at a time when the U.S. housing… Continue reading Home Owners Trust Real Estate Agents