Category: Credit

Real Estate Investment Pays Off Over Years

Investment real estate has made more millionaires in America than any other form of investing, a survey by Housing Predictor shows. Millions are made in investment real estate. The majority of the wealthiest families in the Nation have made their fortunes investing in real estate. Many start out investing in simple single family homes, parlay… Continue reading Real Estate Investment Pays Off Over Years

Navigating the New Year

By Brad Risen Economist Happy New Year! It’s 2009, the year that America will go head to head with the U.S. economy like no other since the Great Depression. So enjoy your New Year’s punch now. You’ll need it! I have never been a pessimist. I grew up thinking and being the serial optimist. But… Continue reading Navigating the New Year

2010 Georgia Housing Market

Home sales are sliding in Georgia and foreclosures are climbing as markets are hampered by high unemployment, despite some of the lowest mortgage rates in history. But the housing market poses the best buyers market in more than a decade for those looking to get into a home. Despite rising home sales prompted by the… Continue reading 2010 Georgia Housing Market

8 Ways to Lower Homeowners Insurance

By Lindsey Hadwin Homeowners insurance is a necessary expense, but the cost doesn’t have break the bank. If you think you’re paying too much, it’s time to re-evaluate your policy and find ways to lower your premium without sacrificing coverage. There are many simple, inexpensive, and easy ways to save money on your homeowners insurance… Continue reading 8 Ways to Lower Homeowners Insurance

HAMP Revamps Underwater Refinancing Program

By Kevin Chiu The U.S. government’s giant lenders, Freddie Mac and Fannie Mae have revamped the Home Affordable Modification Program (HAMP) to make it easier for more underwater homeowners to refinance mortgages. The government sponsored enterprises, under the direction of the Federal Housing Finance Agency detailed the changes Tuesday evening. The program is intended to… Continue reading HAMP Revamps Underwater Refinancing Program

Air Conditioning U.S. Tax Credit

Installing new energy efficient air conditioning might be more affordable than you think, especially with the U.S. government offering a tax credit as part of the Troubled Asset and Relief Program (TARP). Many people assume central air involves prohibitive costs, hassle and opt for a less attractive window unit. Others forgo air conditioning altogether, living… Continue reading Air Conditioning U.S. Tax Credit

2011 California Housing Market

Like suffering through a painful New Year’s hangover, California is slumbering through the fallout of the real estate crash after twin tax credits artificially boosted its housing market only to return to a slowdown. As the world’s sixth largest economy on its own, California isn’t exactly falling into economic ruin, but it isn’t making headway… Continue reading 2011 California Housing Market

Saving Financial Markets Fed’s Priority Not Real Estate

By Mike Colpitts Editor Taking its most aggressive action in years, the Federal Reserve is attempting to save the U.S. economy from falling into an economic depression. The infusion of $200-billion into the money markets is intended to theoretically act to help mortgage lenders, banks and other lenders from failing. The credit crunch has sent… Continue reading Saving Financial Markets Fed’s Priority Not Real Estate